Polar Investment Counsel, Inc.

Independent Securities & Futures Brokers


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About Hilltop Securities
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PICI Customer Information Brochure

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Investor Education

It is important, as an investor, to educate yourself and be aware of potential scams, schemes or swindlers.   It is our goal to provide you with articles and items that enable you not only to educate yourself, but that aid you in preparing your investments for the future.

Real education must ultimately be limited to men and women who insist on knowing.  The rest is mere sheepherding.

Ezra Loomis Pound

Links to Valuable Information:


Securities Investors Protection Corporation (SIPC)

Securities and Exchange Commission (SEC)

Financial Industry Regulatory Authority (FINRA)

Commodities Futures Trading Commission (CFTC)

Managed Futures Association (MFA)

National Futures Association (NFA)

NFA Risk Disclosure -Securities Futures Products

Chicago Board Options Exchange (CBOE)

Chicago Board of Trade  (CBT)



Social Security Online - The Official Website of the U.S. Social Security Administration



Cutting Through the Confusion

The above brochure explains the differences between brokers, investment advisers, and financial planners and identifies questions investors should ask themselves and potential providers before making a choice.



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